Modern payments and financial messaging with peace of mind

Payments is a business unit at Finastra offering a comprehensive suite of solutions that enables banks to process real-time, cross-border, ACH, and high-value payments efficiently. It includes an enterprise payments hub for large banks, a mid-market offering delivered through Payments as a Service (PaaS), and a SaaS-based financial messaging solution for secure connectivity to both Swift and non-Swift market infrastructures.

Corporates, credit unions, and financial institutions worldwide rely on Finastra to modernize payments infrastructure and meet evolving customer and regulatory demands.

Finastra’s GPF eliminates the limitations of rigid, one-size-fits-all payment and messaging solutions. Instead, it gives financial institutions the agility and flexibility to modernize on their terms with a proven, composable, and future-ready approach.

Finastra’s Payment hubs are designed to overcome the limitations of legacy systems and fragmented payment infrastructures. By addressing these challenges, we deliver a modern, scalable foundation with advanced capabilities that enable financial institutions to stay compliant, accelerate time-to-market, and operate with confidence. 

Finastra offers modular, composable, cloud-native  payment hub solutions that consolidate all payment rails into a unified hub, enabling financial institutions to streamline, automate, and secure the handling of financial transactions, as well as improve Straight-Through Processing (STP) rates.

Finastra provides ISO 20022-native solutions and pre-certified, configurable, best-practice payment workflows to reduce risky and expensive customizations and offer simplified compliance with global and regional regulations.

Finastra enables banks to process instant and real-time payments through integration with schemes such as SEPA Instant, FedNow, RTP, NAPAS, PromptPay, and other global networks. The platform’s microservices and API-based architecture ensures transactions are executed and settled in seconds, improving customer satisfaction.

Yes. Finastra’s open, API-driven architecture enables simplified integration with existing third-party systems, including banks’ own systems. This allows financial institutions to modernize payments operations without replacing their existing infrastructure, supporting gradual migration and interoperability across systems and channels.

Finastra’s Payment hubs deliver end-to-end payments processing with tailored solutions for both enterprise (Global PAYplus) and mid-market (Payments To Go) institutions, avoiding the compromises of a one-size-fits-all approach. Our solutions leverage a modular, composable, cloud-native architecture with APIs and microservices, enabling high agility, security, scalability, resiliency, and simplified integration with value-added services.

Yes, they include enterprise-grade security compliance at both regional and global levels, access to sophisticated value-added services across fraud prevention, AML, and sanctions screening.

Finastra embeds advanced security measures, including encryption, authentication, RBAC, and real-time monitoring, within its Payments platform. The solution integrates fraud detection tools and compliance checks that help institutions identify suspicious activity early, protect sensitive data, and meet regulatory requirements. 

Yes, the modular, composable, API-, and microservices-based design ensures scalability and resilience for high transaction volumes and new payment schemes.

Finastra’s Payment hubs transform the efficiency and effectiveness of payments operations by delivering actionable insights and measurable business outcomes. With a modern, composable and cloud-native architecture institutions achieve efficiency, agility, and compliance at scale.

You can request a demo directly through the Finastra website by filling out our contact form or reaching out to a regional sales representative.