Benefits

Prepared to take customer origination to the next level?

Originate offers a single platform for consumer deposit and loan account origination, available 24/7 from any device. With a simple and intuitive application flow, the solution is highly configurable to your institution’s branding, helping you drive greater engagement in the online application process.

Enhancing scalability

Designed to support growth and adapt to changing market conditions, ensuring long-term success

Real-time decisioning

Immediate approval and access to new accounts, as well as consumer insights

Banking simplified

Access to both consumer deposit and loan accounts from a single portal, enabling superior customer experience

Compliance expertise

Leverage Finastra’s “compliance first” design strategy to better identify and mitigate risk in your lending operations

Customer Story

Beacon Credit Union attracts new members with competitive 
consumer loans

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We decided to establish a single solution for all our lending activities - reducing manual effort in our loan decisioning and origination processes

Trisha Loker Chief Credit Officer, Beacon Credit Union
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Highlights

Transform your financial services with Finastra Originate Consumer

  • Fast loan & account applications

    Apply for loans and open deposits in under 5 minutes with real‑time decisioning and a modern experience.

    Read the brochure  

  • Streamlined customer interactions

    Empower customers to manage products, explore options, and communicate securely across channels.

    Read the brochure

Single digital consumer origination platform

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Finastra Originate One-Stop Shop Workflow Diagram

Frictionless digital experience

Streamlined origination process that guides the account holder every step of the way. The winning omni-channel to support your online consumer applications, branch and call center staff.

Consolidating origination

Complete solution for all consumer origination types, expandable to other types of loans and deposit accounts, with the same look and feel as it is highly configurable to match your banks branding.

Streamlined integration

Seamless integration with core banking solutions allows you to realize efficiency in a minimum amount of time, with access to resources such as training and how-to videos.

Finastra Data Insights

Benchmark with 250+ Originate users to boost lending and deposit growth using consumer insights, demographics, and data-driven strategies that deliver results.

Originate one-stop shop workflow

Originate simplifies account setup via integration with Finastra and third-party LOS, linking to LaserPro for seamless, compliant document handling.

Finastra Solution Store Lending

Solution Store from Finastra: Buying made easy

The Solution Store allows existing customers to browse Finastra’s online catalog of product solutions and make purchases with the ease of a few clicks:

  • From Compliance Reporter to Data Insights to training, many of Finastra’s state-of-the-art services are at your fingertips with more being added regularly.
  • Enjoy a seamless, efficient experience - when and where it’s convenient.
  • Securely purchase services in mere minutes.
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Seamless lending operations

Finastra LaserPro

A complete loan documentation system for commercial, consumer & mortgage lending.

Product Details

Finastra MortgagebotLOS

All-in-one secure loan origination system that supports retail, wholesale and correspondent mortgage lending

Product Details

Additional resources to support your success

Frequently Asked Questions

Originate Consumer Loans and Deposits FAQs

Originate Consumer enables fast, 24/7 digital onboarding with loan and account applications in under five minutes, real-time decisioning, and improved completion rates.

Built on cloud-native architecture in Azure, Originate Consumer offers scalability, security, omnichannel support, and seamless integration with core banking systems.

Originate Data Insights helps benchmark performance across 250+ peers, analyzing 30+ data points to optimize marketing, underwriting, and portfolio strategies.

Yes, Originate Consumer offers a unified portal for loans and deposits, with intuitive workflows, instant funding, and a modern UX that improves compliance and reduces errors.

Is your lending business ready for the next level of growth?

Reimagine consumer and commercial lending to drive loan growth and profitability

Finastra provides best-in-class, personalized support resources that ensure your Finastra lending solutions are installed to your specifications

Sara Thomas
Chief Banking Officer & EVP, Decorah Bank & Trust Co.