Enable modern payments through cloud technology with ease
Reduce operational complexity and costs, and innovate through continuous modernization with our Payments as a Service solution.
Modernization doesn't need to disrupt Business-as-Usual operations.
Legacy payment systems slow growth and increase compliance risk. Modernize your payments infrastructure rapidly at low cost and risk to unlock agility, scalability, resiliency and future-ready innovation.
Gain the agility and scalability needed to evolve and respond to market dynamics.
Built for scale
Our cloud-native architecture provides the scalability and elasticity needed for fast responses to everchanging market needs.
Ensured resiliency
Highly secure, 24x7 services that free your resources to focus on your real business priorities.
Predictable cost
Reduce your TCO with a cost-effective, predictable, pay-as-you-grow pricing model.
Multi-rail payment support
Full end-to-end coverage for all US clearings in a single payment hub - delivered as a service.
Personalize through configuration, not customization
Our business rules engine is widely recognized as the most comprehensive available, supporting self-service innovation.
Extend the service with our pre-integrated fintech partners
Add essential extensions like real-time fraud management and compliance screening quickly and simply.
Discover Finastra’s Payments as a Service solutions
A customer story
Jefferson Bank strengthens its market position with Finastra's payments solution
Finastra Payments To Go gives us access to the same payment processing technology used by big banks, enabling us to provide our customers with state-of-the-art payment services in addition to the experience they have come to expect from us.
Finastra named as an MVP in the 2025 AI Maturity Matrix™: Integrated bank payments platform by QKS Group
This recognition underscores Finastra’s strong performance in leveraging AI to deliver customer impact and technology excellence, reaffirming our position as a top AI innovator in the payments landscape. Serving over 300 clients in more than 50 countries, Finastra provides modern payments, ensuring peace of mind for our customers as they manage mission-critical payments. Our scalable and resilient platform offers flexible implementation options and is highly configurable to meet financial institutions' operational needs by integrating best-of-breed providers.
Finastra positioned as a leader in the 2025 SPARK Matrix™: Integrated payment platform by QKS Group
This recognition underscores Finastra’s strong performance in customer impact and technology excellence, reaffirming our position as a top innovator in payments landscape.
Payments as a Service resources
Realizing the promise of the new age of payments in the US
Whether it’s delivering the digital, frictionless experience of Instant Payments or the new levels of automation and interoperability from ISO 20022 adoption on Fedwire, Community Banks and Credit Unions must modernize to stay relevant and delight customers
Modernize payments without breaking the bank: How U.S. institutions can go real-time with confidence
Join Finastra and Aspire Systems for an on-demand webinar designed to help U.S. banks and credit unions modernize their payment infrastructure—without the need for a full system overhaul.
Why mid-tier U.S. financial institutions must modernize to thrive
As companies increasingly demand faster, more efficient, and data-rich payment solutions, mid-tier financial institutions must act swiftly to upgrade their payments infrastructure. This infographic summarizes the findings of a new report from Datos Insights, commissioned by Finastra, which surveyed both mid-size and large corporates and global banks.
Finastra OperatorAssist: optimizing & reducing manual tasks in payment operations
As the volume and richness of payments data increases, the efficiency of a bank’s operations team becomes a key factor in cost control and customer satisfaction. Read this brochure to learn how financial institutions can achieve efficiency gains of at least 20% using our Gen AI-powered Finastra OperatorAssist solution.
Modernize and future-proof your payments infrastructure
Whether you are looking to introduce a new real-time payment service or cut the costs of your wire transactions service, we've got you covered with our SaaS-based Payments solutions.
Comply
Field-proven, pre-configured payment workflows delivered out-of-the-box. Regulatory, scheme, and compliance updates delivered as part of the service.
Simplify
Boost productivity, operational efficiency, and STP rates through end-to-end payment processing automation.
Grow
Pre-integrated with an ecosystem of fintech solutions to enrich your services and grow your business.
Modernize
Our Payments as a Service solution delivers rapid onboarding to fully scalable, 24x7, resilient payment processing
Right technology partner
Define your payments modernization path now: address current needs and future-proof for what’s next.
Beyond technology, a trusted vendor acts as your guide, leveraging lessons learned across the industry
World-class payment processing in a SaaS deployment model
Centralize and control payment processing in a multi-rail hub
Simplify operations, stay compliant, and drive innovation -with lower cost and risk
Cloud-native and Gen AI-based services
The resiliency, availability, scalability, and agility required to meet the needs of a constantly evolving payments landscape.
Payments Awards showcase
Spotlight on trusted, field-proven, industry-recognized, and award-winning payments and financial messaging solutions
Helpful resources to improve
Payments as a Service FAQs
Is your payments ecosystem ready to embrace the future of real‑time, digital, and multi‑rail payments?
Finastra's Payments-as-a-Service solution delivers the agility, speed, and resilience needed for real‑time and next‑gen payments. Reach out today to discover how we can help transform and future‑proof your ecosystem.