Reimagine banking with analytics & AI
Turn raw banking data into clear, actionable intelligence with analytics and AI that support smarter decisions and customer‑centric experiences.
Actionable insights with Essence Analytics
See how Essence Analytics turns data into dashboards, ML models, and decisions.
Banking data analytics and insights are a necessity not a luxury
Banking data science for information leveraging
Turn your data into valuable business insights in an instant & identify opportunities for growth
Identify customer needs
Use your data to help you build your products and services based on customer needs and wants
Full integration
Integrates easily with your core processing software solution, merging data from multiple silos
Deliver a personalized customer experience
Machine enabled learning drives recommendations for account holders for a personalized journey
Campaign & channel management
Research and measure one-off and serialized campaigns
Predictive insight & performance tracking
Monitor financial and product performance while using ML models to predict customer behavior and risk.
Make the most of your insights and analytics
Hear from our customers
Tonik drives financial inclusion with innovative digital banking powered by Essence
With Finastra we’re disrupting the financial sector in the Philippines and bringing banking to millions of people.
94%
Growth in consumer loan portfolio
75%
Of customer inquiries resolved automatically by AI
Finastra Essence: Instrumental in propelling Tonik’s digital growth story
The functional, operational and architectural capabilities of Essence have become critical to launching new products and services and increasing efficiencies, translating growth into profitability.
Make smarter use of your data
Data science in banking has long been overlooked. With Analytics & AI you can use this information to align your products and services to your customers’ needs
Customer profitability
Your data will identify the potential value of your customer
Refine your products
Determine which products and services deliver the most value
Streamline your business
Identify the profitability of your branches & business lines
Put your customers first
Leverage your data to create a personalised experience
Turn data into action
Learn how Analytics and AI help you transform raw banking data into insight that powers personalization, better decisions, and smarter operations.
- Actionable customer insight
- Predictive intelligence at scale
- Smarter, faster decisions
Explore our capabilities.
Resources to elevate your data intelligence
Hyper‑personalization with Agentic AI
Discover how banks can deliver tailored experiences at scale by unifying customer insights, analyzing real‑time behavior, and personalizing journeys across channels to drive loyalty and deepen engagement.
GenAI’s impact on the future of banking
Learn how advancements in generative technologies are reshaping banking, driving efficiency, improving experiences, empowering employees, and creating major economic opportunities for financial institutions.
Smarter support, deeper customer connections
See how modern tooling empowers frontline staff to provide faster, more informed, and more empathetic service, turning routine interactions into loyalty‑building moments while improving efficiency and reducing friction.
Helpful resources to improve
Apps to extend your core banking solution
Explore apps designed to complement Finastra Essence and extend core banking with payments, connectivity, data and innovation services.
Digital Channels - Verichannels
Open Banking Compliance Solution
SigCap
Sumsub
Frequently Asked Questions
Put your data to work
Discover how Analytics and AI can turn your banking data into clear, actionable insight, helping you improve decisions, personalize experiences, and accelerate growth.
The functional, operational and architectural capabilities of Essence have become critical to launching new products and services and increasing efficiencies, translating growth into profitability.
