Banking data analytics and insights are a necessity not a luxury

Banking data science for information leveraging

Turn your data into valuable business insights in an instant & identify opportunities for growth

Identify customer needs

Use your data to help you build your products and services based on customer needs and wants

Full integration

Integrates easily with your core processing software solution, merging data from multiple silos

Deliver a personalized customer experience

Machine enabled learning drives recommendations for account holders for a personalized journey

Campaign & channel management

Research and measure one-off and serialized campaigns

Predictive insight & performance tracking

Monitor financial and product performance while using ML models to predict customer behavior and risk.

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Make the most of your insights and analytics

Finastra Essence

Next-gen core banking solution that uniquely combines rich, broad, and deep banking functionality with advanced technology.

Product Details

Finastra Essence Analytics

Turn raw banking data into actionable insights with real‑time dashboards, predictive models, and an AI‑ready analytics foundation.

Product Details
Customer stories

Hear from our customers

Customer story

Allied Banking Corporation enhancing operational efficiencies with Essence Analytics

Allied Banking Corporation (Hong Kong) Limited

With Essence Analytics, ABCHK has been able to manage and enhance data and automate processes for general operational, management, audit and regulatory reporting.

Lourdes A. Salazar Chief Executive Officer, Allied Banking Corporation (Hong Kong) Limited
Lourdes A. Salazar, Chief Executive Officer, ABCHK
Customer story

Finastra Essence: Instrumental in propelling Tonik’s digital growth story

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The functional, operational and architectural capabilities of Essence have become critical to launching new products and services and increasing efficiencies, translating growth into profitability.

Greg Krasnov President & CEO, Tonik Bank

133%

year-on-year increase in loan production

4.3x

increase in operational efficiency

75%

of customer inquiries resolved automatically by AI

Greg Krasnov, President & CEO, Tonik Bank

Make smarter use of your data

Data science in banking has long been overlooked. With Analytics & AI you can use this information to align your products and services to your customers’ needs

Customer profitability

Your data will identify the potential value of your customer

Refine your products

Determine which products and services deliver the most value

Streamline your business

Identify the profitability of your branches & business lines

Put your customers first

Leverage your data to create a personalised experience

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Turn data into action

Learn how Analytics and AI help you transform raw banking data into insight that powers personalization, better decisions, and smarter operations.

  • Actionable customer insight
  • Predictive intelligence at scale
  • Smarter, faster decisions

Explore our capabilities.

Features

Resources to elevate your data intelligence

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Image of tablet with cover slide of "Gen AI: Transforming banking for a brighter future" infographic
Image of laptop with cover slide of "Smarter support, deeper customer connections" white paper

Hyper‑personalization with Agentic AI

Discover how banks can deliver tailored experiences at scale by unifying customer insights, analyzing real‑time behavior, and personalizing journeys across channels to drive loyalty and deepen engagement.

GenAI’s impact on the future of banking

Learn how advancements in generative technologies are reshaping banking, driving efficiency, improving experiences, empowering employees, and creating major economic opportunities for financial institutions.

Smarter support, deeper customer connections

See how modern tooling empowers frontline staff to provide faster, more informed, and more empathetic service, turning routine interactions into loyalty‑building moments while improving efficiency and reducing friction.

Helpful resources to improve

Apps to extend your core banking solution

Explore apps designed to complement Finastra Essence and extend core banking with payments, connectivity, data and innovation services.

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Universal Banking

Digital Channels - Verichannels

From VeriPark
VeriLoan is an end-to-end digital loan origination, servicing, and collection solution built on Dynamics 365, streamlining the entire loan process from pre-screening to disbursement. VeriTouch is a... See Details
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Universal Banking

Open Banking Compliance Solution

From Salt Edge
Salt Edge provides an Open Banking and PSD2 Compliance (Europe, UK, Australia, Brazil) solution covering all essential components required by regulators: Testing and Live environment for the TPPs for... See Details
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Universal Banking

SigCap

From 01System
01 Systems is a premier provider of software solutions, catering to banks and financial institutions worldwide. With a legacy of 30 years marked by passion and innovation, our expertise lies in... See Details
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Universal Banking

Sumsub

From Sumsub
Sumsub offers a comprehensive verification platform that secures the entire user journey. Their customizable KYC/AML, KYB, transaction monitoring, and fraud prevention solutions help businesses... See Details

Frequently Asked Questions

Finastra’s analytics and AI solutions enable banks to turn data into actionable insights across the entire banking value chain. By leveraging advanced analytics, predictive models, and AI-driven intelligence, financial institutions can improve customer engagement, optimize operations, and enhance risk and compliance management.

Common use cases include intelligent search, agent assistance, document classification, anomaly detection, and workflow automation. AI can help triage requests, prioritize exceptions, and reduce repetitive manual tasks, enabling faster response times and more consistent service while keeping humans in control for high-risk decisions.

Yes. Finastra’s analytics and AI capabilities are designed to integrate with existing core banking, digital banking, and third-party systems through Open REST APIs and modular architecture. This allows financial institutions to enhance intelligence and insight without replacing their current technology stack.

By analyzing customer behavior and transaction data in real time, analytics and AI enable banks to deliver more personalized products, customer-centric experiences, proactive financial advice, and timely interactions. This leads to more relevant offers, smoother journeys, and stronger customer relationships.

Finastra uses advanced analytics and AI to help banks identify patterns, predict risks, and monitor compliance more effectively. These capabilities support areas such as credit risk, fraud prevention, regulatory reporting, and financial crime detection, helping banks stay compliant while reducing manual effort.

Yes. Finastra’s analytics and AI solutions are cloud-ready and cloud-first, supporting hybrid and cloud deployments. This enables financial institutions to scale analytics capabilities, process large volumes of data efficiently, and accelerate innovation while maintaining security and regulatory compliance.

Banks typically aim for faster insights, better decision quality, reduced costs, and improved operational efficiency. Analytics improves visibility and control; AI improves productivity and responsiveness. Together they support smarter growth, risk management, and personalized customer experiences without compromising governance or resilience.

Put your data to work

Discover how Analytics and AI can turn your banking data into clear, actionable insight, helping you improve decisions, personalize experiences, and accelerate growth.

The functional, operational and architectural capabilities of Essence have become critical to launching new products and services and increasing efficiencies, translating growth into profitability.

Greg Krasnov
President & CEO, Tonik Bank