Deliver delightful customer experiences
Today’s customers expect intuitive, non-intrusive, frictionless experiences. Tomorrow’s consumer will expect even more.
Reimagine digital banking with Essence
Discover how a digital, composable and agile core helps banks innovate faster and scale with ease.
Digital is fast moving and ever changing. Choice is vital.
Enable meaningful experiences through choice
Deploy our digital solution, our partner’s digital solutions or a third way – the choice is yours.
Put customers at the center of your universe
Simplify everyday financial management with a range of products for anyone, anywhere.
The power of the network
Choose from an ever-expanding ecosystem of innovative apps and roll them out super-fast.
Personalization
Modular design and innovative widgets enable personalization.
Security
Open up without creating gaps for bad actors to exploit
Integration
Wide range of integration options ensure rapid deployment
Banking solutions for a fast-evolving market
Hear from our customers
Tonik drives financial inclusion with innovative digital banking powered by Essence
With Finastra we’re disrupting the financial sector in the Philippines and bringing banking to millions of people.
94%
Growth in consumer loan portfolio
75%
Of customer inquiries resolved automatically by AI
ORO Bank reimagines banking with Finastra’s Essence cloud-first core
We were looking for a cloud-based, versatile and scalable core banking solution. Finastra Essence ticked all of these boxes and aligned with our own unique value proposition as a full-reserve bank.
Deliver better digital experiences at scale
Digital expectations move fast. Stay ahead of the competition with capabilities that support seamless journeys, fast onboarding & consistent experiences across channels.
Focus on user experience
Deliver the channels and capabilities your users expect
Open and agile
Open REST APIs and modular design support agility
Customer-centric
Hyper‑personalization lets you treat customers as individuals.
Integration and extension
Connect easily with third‑party apps and digital channels
Dynamic digital banking made simple
Find out how open technology helps you build seamless journeys, adapt quickly, and connect every part of your banking operation.
- Seamless omnichannel journeys
- Faster, simpler onboarding
- Connected banking operations
Explore our capabilities.
Embrace advanced technology to transform your business
Open and agile platforms
Transform banking and drive growth with industry standard technologies that simplify, streamline and speed up integration with third-party vendors. Built on Open REST APIs and modular components, Essence lets you extend capabilities without disrupting your existing landscape.
Transform at your pace
Leverage the open, component-driven design of our solutions to deploy new products, adapt to market demands and transform at a pace that suits your business needs. With phased adoption supported through Symbiosis, you can modernize safely while keeping existing systems running.
Bank-wide connectivity
With front, middle and back-office connectivity and advanced analytics, our solutions generate the insight needed to become a consumer-focused sales machine. Unified data flows and real‑time processing ensure consistent experiences across every digital and assisted channel.
Helpful resources to improve
Apps to extend your core banking solution
Explore apps designed to complement Finastra Essence and extend core banking with payments, connectivity, data and innovation services.
Digital Channels - Verichannels
Open Banking Compliance Solution
SigCap
Sumsub
Frequently Asked Questions
Your partner in digital transformation
Discover how Finastra Essence helps you deliver seamless digital journeys, accelerate onboarding, connect channels, and transform at your pace.
We were looking for a cloud-based, versatile and scalable core banking solution. Finastra Essence ticked all of these boxes and aligned with our own unique value proposition as a full-reserve bank.
