Reimagine growth with Essence
Launch fast and scale confidently with our next‑gen core built for agility, simplicity, and rapid innovation.
Accelerate growth with our agile core
Learn how Essence combines open banking, composable design, and analytics to fuel innovation.
Move fast but don’t break things
Customer-first personalization
Comprehensive coverage across all major areas with deep banking functionality
Seamless experiences
Easy integration with ecosystem partners drive differentiated experiences
Secure, scalable, reliable
Cloud‑ready architecture delivers reliable, scalable, secure services your customers expect.
Deposits
Supports CASA and flexible deposit structures, enabling rapid product creation and easy cloning.
Lending
Supports conventional and Islamic lending, with flexible terms, full lifecycle automation and exposure management
Core accounts
Flexible, automated account servicing adapts to business needs while reducing cost and operational risk.
Fuel start-up growth with Finastra’s Core Banking solutions
Hear from our customers
ORO Bank reimagines banking with Finastra’s Essence cloud-first core
We were looking for a cloud-based, versatile and scalable core banking solution. Finastra Essence ticked all of these boxes and aligned with our own unique value proposition as a full-reserve bank.
BKN301 achieves a rapid time to market for its BaaS and payment solutions with Essence
The Banking-as-a-Service sphere is evolving rapidly. Thanks to the flexibility and scalability of Finastra Essence, BKN301 can quickly adapt and meet these changing market and customer expectations.
Dynamic banking built for speed and innovation
Customer expectations evolve fast. Keep ahead of the competition with capabilities that help you launch quickly, scale easily, and innovate without adding complexity.
User‑first experiences
Deliver intuitive, consistent journeys across every channel.
Open and agile
Open REST APIs and modular design support rapid change.
Customer-centric
Hyper‑personalization lets you treat customers as individuals.
Integration and extension
Connect easily and build the ecosystem your start‑up needs.
Insights to build and scale your start-up
Explore expert guidance and practical resources that help start‑ups launch faster, avoid common pitfalls, and scale with confidence.
- Faster time to market
- Lower operational overhead
- Scalable from day one
Explore our capabilities.
Launch fast, expand quickly
Key considerations when building a digital bank
Explore the essential factors that shape a successful digital bank. Learn how fast‑moving economics, rising customer expectations, new regulations and evolving digital capabilities influence long‑term success.
From idea to live in only 6 months: ORO Bank
See how ORO Bank launched as a cloud‑first digital institution, offering individuals and businesses access to an ecosystem designed to support innovation, sustainability and mindful financial services.
Tonik Bank surpasses 1 million customers
Discover how Tonik expanded rapidly with Finastra, strengthening its core capabilities to accelerate the rollout of new products and services as it crossed the one‑million‑customer milestone.
Top 10 mistakes when launching a digital bank
Learn from industry experts as they unpack the most common missteps in launching a digital bank and how leaders can avoid them through smarter planning, sharper execution and scalable technology choices.
Helpful resources to improve
Apps to extend your core banking solution
Explore apps designed to complement Finastra Essence and extend core banking with payments, connectivity, data and innovation services.
Digital Channels - Verichannels
Open Banking Compliance Solution
SigCap
Sumsub
Frequently Asked Questions
Let's talk about your banking future
Discover how Finastra Essence helps start‑ups launch faster, scale confidently, reduce complexity, and innovate with flexible, cloud‑ready core capabilities.
The Banking-as-a-Service sphere is evolving rapidly. Thanks to the flexibility and scalability of Finastra Essence, BKN301 can quickly adapt and meet these changing market and customer expectations.
