Insight‑driven banking
Turn data into real‑time insights, predict trends, and make faster, smarter decisions with advanced analytics.
Reimagine banking
Configure and deploy new banking products quickly using a no‑code, cloud‑first digital core.
Solving data and insight challenges with intelligence
Banks need faster, smarter insight to stay competitive. Essence Analytics turns raw data into real‑time intelligence, predictive insight, and confident decision‑making across the business.
Real‑time visibility
Instant dashboards for faster, data‑driven decisions.
Predictive intelligence
Forecast behavior with AI‑enabled analytics.
Smarter performance tracking
Monitor products, portfolios, and trends instantly.
Stronger risk & compliance
Improve oversight with structured, reliable data.
Hear from our customers
Tonik drives financial inclusion with innovative digital banking powered by Essence
With Finastra we’re disrupting the financial sector in the Philippines and bringing banking to millions of people.
94%
Growth in consumer loan portfolio
75%
Of customer inquiries resolved automatically by AI
Finastra Essence: Instrumental in propelling Tonik’s digital growth story
The functional, operational and architectural capabilities of Essence have become critical to launching new products and services and increasing efficiencies, translating growth into profitability.
133%
Year-on-year increase in loan production
4.3x
Increase in operational efficiency
75%
Of customer inquiries resolved automatically by AI
Advanced analytics for smarter decisions
Deliver real‑time insights, predictive analytics, and unified data to help teams make faster, more confident decisions.
- Unified data foundation
- Predictive intelligence
- Faster, smarter decisions
Explore our capabilities.
Analytics built for insight‑driven banking
Real‑time insight at every level
Access live dashboards for customers, products, operations, and financials. Essence Analytics delivers always‑on visibility so teams can respond quickly to changes and opportunities.
Predictive and prescriptive intelligence
Leverage built‑in machine learning models (such as churn prediction, next‑best product, and cashflow forecasting) to anticipate needs, reduce risk, and guide smarter decisions.
Unified data with a curated model
Work from a single, extensible data model built for banking. Clean, structured, and consolidated data enables accurate reporting, easier compliance, and consistent insight across channels and systems.
Extensible dashboards and self‑service analytics
Use pre‑built dashboards or create your own with intuitive self‑service tools. Business users can analyze trends, drill into performance, and generate insights without IT dependency.
AI‑ready foundation for advanced use cases
Support advanced analytics and AI through a robust data platform built on Power BI and Azure Databricks. Enable GenAI applications, intelligent automation, and data‑driven decisioning across the bank.
Explore related solutions
Apps to extend your core banking solution
Explore apps designed to complement Finastra Essence and extend core banking with payments, connectivity, data and innovation services.
Digital Channels - Verichannels
Open Banking Compliance Solution
SigCap
Sumsub
Frequently Asked Questions
Your partner in data‑driven banking
Discover how Essence Analytics helps you turn raw data into insights, predict outcomes, and act faster across products, channels, and teams.