Benefits

Connect to the global financial messaging ecosystem through one of the world’s largest Swift service bureaus

Scale your business with secure financial messaging, reliable Swift connectivity, and seamless access to global market infrastructures and payment rails. As a leading Swift service bureau, we help streamline payments connectivity, increase efficiency, and reduce operational risk.

Simplified Swift connectivity

As one of the world's largest Swift Service Bureaus, Finastra ensures banks, non-bank financial institutions and corporates can connect to the Swift network efficiently.

Expanded global footprint

Enjoy seamless access to 30+ domestic and international payment rails across 25 countries - ensuring reach in every major region.

Scalable and extensible services

Ensure long-term agility with a scalable financial platform that offers seamless extensibility for future services. Our architecture supports rapid volume growth without the need for additional, complex integrations.

Boost productivity

Improve STP rates through pre-configured, best-practice workflows and business rules.

Customer Story

A reliable, proven partner for banks and other institutions across the globe

Visa Europe Limited uses the Finastra Financial Messaging platform to enable funds transfer across the globe, saving us significant time, effort and money, and enabling our internal systems to meet the various formats and rules dictated by those markets.

Vincent Jackson Senior Director, Head of Settlement Operations – Europe, Visa
Business professionals reviewing financial documents in a modern office.
Image of laptop with cover slide of "Datos Insights vendor evaluation: Financial Messaging" report

Datos Vendor Evaluation: Financial Messaging

This Datos Insights Vendor Evaluation report — the first of its kind — explores key trends and vendors in the financial messaging space and discusses how technology is evolving to address new market needs and challenges. It also compares the leading vendors’ offerings and strategies, highlighting their primary strengths and challenges.

Global Reach

Connectivity to global market infrastructures and payment rails, including instant payments

4

US

Fedwire ISO, CHIPS ISO, TCH RTP, and FedNow

5

UK

Bacs, BERTI, CHAPS, CREST, and Faster Payments

4

Switzerland

SIC, euroSIC, SECOM, and SIC Instant Payments

4

Europe

SEPA, TARGET2, TIPS/SEPA-Instant, and RIX-Instant

3

Cross Border

Swift, Mastercard Move, and Thunes

Highlights

Value-added services to drive growth and elevate the customer experience

In the System Control Room Project Manager and IT Technical Engineer Have Discussion, they're surrounded by Multiple Monitors with Graphics. Big Monitor Shows Interactive Server Blockchain Info.
Colleagues analyzing interactive data dashboards and performance charts on a large digital display.
IT professionals collaborating in a modern data center.
Image of laptop with cover slide for "Transformation service for Finastra’s Service Bureau Customers" factsheet
Image of laptop with cover slider for "Swift CSP Assessment Services offered by Finastra" factsheet
Banking data analysis on mobile and desktop devices

API connection

Real-time access to financial messaging services and connectivity to multiple market infrastructures and rails – via an API connection.

Financial crime and fraud prevention

Sanctions screening and fraud prevention tools are pre‑integrated with the Finastra Financial Messaging platform, helping institutions strengthen their defenses against financial crime and fraud while supporting regulatory compliance.

Cross-border payments

Alternative cross‑border payment rails from Mastercard and Thunes are pre-integrated with the Finastra Financial Messaging platform, enabling access to trusted global payment networks with reduced integration efforts.

Transformation service

Message format translation is delivered as a microservice within the Finastra Financial Messaging platform. Our Transformation Service supports a wide range of messaging standards, including ISO 20022, Swift MT/MX and more.

Swift CSP Assessment Services

Independent assessment services to help institutions achieve and maintain SWIFT CSP compliance, with structured insights into gaps, risks, and required controls.

Instant payments

Connect to established real-time payment services, including TCH RTP, FedNow, TIPS, and SIC Instant Payments, enabling fast and secure payment processing across multiple markets and payment schemes.

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Extend the value of Financial Messaging with additional capabilities

Finastra Bacsactive-IP

Access Bacs and Faster Payments through a modern, scalable platform that streamlines processes, improves accuracy, and helps UK businesses reduce ongoing costs.

Product Details

Finastra Financial Messaging API

Automate wire processing with a secure, cost-effective system that reduces errors, speeds turnaround, and helps teams handle high volumes confidently.

Product Details

Helpful resources to improve

Frequently Asked Questions

Financial Messaging FAQs

Finastra has three service bureau locations – United States, United Kingdom and Switzerland.

Yes. Finastra is a long-standing Swift partner, offering Swift connectivity products and services for more than 30 years. Finastra Financial Messaging is certified by Swift through the Interface Qualification Program and Finastra’s Swift operations though the Swift Shared Infrastructure Program (SIP).

Beyond Swift, Finastra offers connectivity to more than 15 market infrastructures and 30+ payment rails across 25 countries, ensuring reach in every major region.

Our FM platform pre-integrates carefully curated third-party solutions, such as those for fraud prevention and cross-border payments connectivity, to enhance the overall functionality and security of the financial messaging system.

We predominantly serve medium-sized banks, non-bank financial institutions (NBFIs) and corporates that connects to Swift and other market infrastructures.

No, we are product agnostic. Our Financial Messaging gateway may be used as a standalone solution or integrated as standard with the Finastra Global PAYplus or Finastra Payments To Go payments hubs.

Modernize payments connectivity with Finastra Financial Messaging

Share your financial messaging and payments connectivity goals with our experts, who will walk you through your options, timelines, and how Finastra Financial Messaging can help support your business.

Payments are moving faster, fraud actors are becoming more sophisticated, and banks and other institutions are expected to manage multiple formats with real-time precision. Finastra Financial Messaging simplifies all that: it helps you connect, stay protected, and grow with the needs of your business.

Stephanie Mitchell
Director of Product Management, Financial Messaging