White Paper

Unlocking growth in SME and bilateral lending

Technology strategies: the catalyst for innovation in banking

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SMEs drive innovation and resilience, yet too many remain locked out of the funding they need to thrive. The lending gap persists, not because of lack of ambition, but because traditional risk models and fragmented data leave high-potential businesses underserved. Together with thought industry leaders, we show how forward-thinking banks are rewriting the rules: harnessing AI, advanced analytics, and agile technology to unlock smarter, faster, and more inclusive SME lending.

Discover how financial institutions can:

  • Remove the mystery from debt: Educate borrowers on available financing options and deliver faster, more transparent access to financial growth.
  • Create bespoke lending journeys: Use granular data and AI to personalize offerings, streamline underwriting, and deliver a retail-like experience tailored to SME needs.
  • Adapt to changing expectations: Meet the demand for speed, simplicity, and security, while maintaining the human touch through brokers and relationship managers.
  • Empower product innovation: Harness borrower data to inform product roadmaps, refine pricing, and simplify onboarding for repeat borrowers.
  • Scale with confidence: Deploy cloud-native platforms and modular solutions to expand reach, improve operational efficiency, and future-proof lending operations.

Finastra’s Loan IQ Simplified Servicing empowers financial institutions to handle high-volume bilateral and SME loans with streamlined automation, intuitive workflows, and seamless integration. Deliver faster funding, reduce operational costs, and scale lending, while maintaining the sophistication and control needed for complex deals.

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