Market Insights

This report, authored by Celent, explores the misconceptions that persist in the payments industry cloud payment processing, particularly with regard to security, regulatory compliance, cost and risk, and shows how modern cloud technology addresses and neutralizes them. It also makes the strong case that for a host of reasons – among...

Migrations and especially a change of the core banking solution are amongst the most complex IT procedures. Managing the variety and complexity of the issues to be considered – often at the interface of various disciplines (business, IT, regulatory, legal, etc.) – represents a major challenge.

The modern credit union has seen the need to expand how it plays in the financial services market as well as how it benefits its members. And with today’s reliance on technology, credit unions know that to keep up with any and all banking competitors, they must adapt and invest into...

Financial institutions that proactively tap into and leverage business intelligence (BI) and business analytics (BA) are much better equipped to successfully confront today’s challenges than those who continue doing business as they always have.

Community banks that have built their business on personal relationships need to translate that personal touch into the digital world. A community bank that can layer digital excellence onto its local roots has a strong competitive advantage.

Business intelligence (BI) and business analytics (BA) are tremendous resources for growing customer acquisition and retention in the retail industry. So why isn’t the financial industry employing the same methods?

It’s no secret that banking traffic is shifting from the branch toward Internet and mobile channels at an increasing rate. But, while it’s accurate to say that branch traffic is on the decline, the branch is still a vital channel.

A great deal of emphasis has been placed designing financial services products to target millennials lately. Rightly so, since they will make up three-quarters of the working population by 2025. However, financial institutions shouldn’t focus exclusively on one age group, or they will miss the nuances of consumer preferences in how...

Three questions posed to financial institutions as they prepare for the upcoming current Expected Loss (CECL) regulation.

Nadeem Syed, Member of the Board interviews on Future of Banking

An overview of the relevance and potential of AI in Capital Markets.

A closer look at the expected losses and changes to allowance calculations that will allow institutions to better account for losses.

This paper from Celent explores the innovation efforts the banking community has in place, what are the barriers that must be overcome, and how Platformification will spark the next wave of financial services innovation.

Most banks see ‘bank as a platform’ as the best approach to manage, run and scale their participation in the Open Banking world, and many will need an out-of-the-box solution to achieve this. This Efma whitepaper identifies the challenges they face and discusses the key components and characteristics of a successful...

There are five imperatives why existing customers have chosen Finastra’s retail banking core and digital platforms over other vendors for simpler, faster, smarter outside-in banking.