Market Insights

Borrower demand for online applications has risen. The challenge with the current consumer lending landscape is two-fold – meeting the digital demand and growing your bottom line. Learn how you can solve these challenges and deliver the pain-free lending experience customers demand in this e-book.

In this latest report we discuss with the EBA and Microsoft how regulation and compliance need not be barriers for banks when making the decision to take their payment solutions to the cloud.

During the COVID-19 pandemic, community banks and credit unions provided critical financial assistance for small businesses through the Paycheck Protection Program (PPP). Join Kent Stensland as he shares Bank Midwest's PPP story.

This infographic summarizes the findings from a survey conducted with our customers to find out how they’d been affected by remote working and what changes they anticipated COVID-19 having on their business.

Given ongoing social change and rapidly evolving requirements around the way counterparties interact, we’re now entering a new era of business scenarios opening up greater digital opportunities than ever before. For banks, the choice is either to join it – or face playing catch-up.

With over 30 years’ experience in financial services, Jeb Beckwith from GreenPoint Financial discusses similarities and differences between the COVID-19 pandemic and past historical events such as September 11 and the 2008 crash.

In our final chapter on Open Banking we visit the power of the cloud and what it really means for banks on their journey to modernization.

In part one of our new three part series on open banking in North America we look at the key factors currently driving this trend.

In part two of our series on open banking in North America we look at the value APIs and microservices can bring in terms of innovation for banks these days.

This article looks at the importance of lending and why it needs to change today. It’s a long way from lending’s simple origins. But today’s software and platforms have the potential to take lending on the next step of its journey.

Building client relationships and personalizing the lending experience is now more important than ever, this article discusses how data, platforms and open APIs can personalize lending at scale.

How can risk management work effectively today, with many extra challenges piled on top of the usual to-do list? This article looks at the opportunity to optimize the risk management needs.

This part of the series disccuses how the fragmentation in syndicated lending leads to one problem in particular - identifying a single source of truth and how the lack of standardization in the industry adds complexity.

Lending is ripe for technology transformation, this part of the series looks at one aspect of risk – credit management – and how banks find it challenging to address borrower risk quickly because current infrastructures are not fit for purpose and how an ideal solution could fix the problem.

This infographic discusses the latest trends and themes in the technology transformation journey in capital markets with a focus on banks’ attitude to and desire for open platforms.