Consumer LendingConsumer Lending

Consumer Lending

Grow loan volumes

Meet the contemporary need for fast and efficient lending

Consumers are increasingly looking for the easiest and fastest way of getting a loan whenever they need it, wherever they may be.

Complete solution

Finastra is a leader in consumer lending technology, with over 20 years’ experience in consumer credit, underwriting millions of direct and indirect applications. We offer a complete end-to-end lending solution that provides a comprehensive foundation for banks and credit unions.

Stay ahead of the competition

With Finastra’s consumer lending platform, you’ll stay ahead of the competition and easily meet customers’ needs and expectations.

Capture new business

Our consumer lending solution, offered as Total Lending, streamlines the lending process and is perfect for capturing direct and indirect retail loans, and small business loans to help you grow loan volumes.

Handle any level of loan complexity

Finastra’s compliant, intuitive Total Lending Consumer platform consisting of Fusion Consumerbot™, Fusion DecisionPro™ and Fusion LaserPro® is an integrated end-to-end solution delivering online application capabilities with automated decisioning, compliant documentation and electronic document signature. It can handle any level of loan complexity and is flexible enough to grow with your consumer and small business lending needs such as unsecured loans or secured home equity loans and indirect dealer lending.

Tailored to your workflows

Fusion DecisionPro™, part of the Total Lending Consumer bundle, includes powerful productivity and compliance tools, which address the key areas of consumer credit underwriting, origination and processing. With interfaces to numerous core system providers, third-party vendors and open integration Finastra software, it can be tailored to complement and enhance daily consumer and small business lending workflows.

Backed by years of experience

Total Lending Consumer draws upon Fusion LaserPro® to provide configurable loan documentation backed by over 30 years of compliance knowledge and a nationwide attorney network.

Learn more about Total Lending Consumer and discover which bundle is right for your consumer and small business lending needs:

  • Essential: Offering self-service channels that drive more applications to completion is key today. Fusion Consumerbot™ offers a web-based solution that allows lenders to receive accurate, qualified applications - via the Internet, in the branch, call center, or through loan officers. Finastra’s proven consumer lending technology personalizes and streamlines the application path based on borrower information and loan type.
  • Premium: With the online application capability of Fusion Consumerbot™ plus Fusion DecisionPro™ policy-based automated decisioning, the Premium bundle helps you achieve greater levels of operational efficiency and growth in your consumer and small business lending. By automating your direct credit underwriting steps, you’ll make it faster and easier to process consumer and small business credit applications for both unsecured and secured loan requests. Documents provided by Fusion LaserPro® are produced with near origination delivery requirements while you remain compliant with state and federal regulations.
  • Complete: Delivering the same flexibility and functionality for applications and decisioning as Premium, this option expands your consumer lending strategy to include indirect lending. Gain the ability to receive and process loan applications from remote automobile dealerships through third-party dealer processors such as DealerTrack® and RouteOne®.

Do you want to know more about our solutions?