Scale payments and accelerate time-to-market with a single, AI-powered payments hub
Support new payment rails and regulatory changes with a flexible, configurable payments hub enabling innovation and minimizing complexity.
Unified payments in a single hub
Consolidate all payment rails into one modular payments hub with a single implementation, reducing integration effort and ownership cost.
Reduced operational complexity
Increase straight‑through processing with automated repair and lower operating costs through centralized, configurable payment rules delivered out of the box.
Simplifiy regulatory compliance
Accelerate compliance with ISO 20022‑native processing and pre‑certified workflows that reduce change effort and operational burden.
Continuous availability
Rely on a resilient, scalable platform designed for 24/7 availability and consistent performance, even at peak transaction volumes.
Customers worldwide trust Global PAYplus
First American Trust scaling high-volume payments
Working with knowledgeable people that truly understand our business and want us to succeed fuels us to keep going further with Finastra.
Lloyds Bank collaborates with Finastra to drive payments transformation
We chose Finastra as our core payment platform provider because they have a proven track record of delivering reliable, scalable, and open solutions. They helped us modernize our international payments platform, leading to improved STP rates and compliance with ISO 20022. The flexible nature of our collaboration allowed us to create compelling propositions for our clients. Finastra is more than just a technology provider, they are a trusted partner who brings us insights and innovations from other markets.
Prominent New Zealand bank works with Finastra to adopt the new ISO 20022 financial messaging standard
Finastra understands our Payments business after working with us for a number of years and was able to provide a solution that solved these challenges, without us needing to upgrade our core payments platform immediately.
Finastra is named a Leader in the 2025 Gartner® Magic Quadrant™ for Banking Payment Hub Platforms.
Global PAYplus supports enterprise payments modernization with centralized, ISO 20022-native, multi‑rail processing built for scale, resilience, and regulatory change.
Single payment hub to support multi-country, multi-rail payment experiences
4
Global
Swift, Swift GPI, Visa Direct, and Citi Worldlink
40
Asia Pacific
RITS, CHATS, FXYCS, HVCS, PhiliPaSS, CITAD, BAHTNET, NPP, UPI, PAYNOW, PromptPay, NAPAS 247, and more
(Oceania & Pacific - 10, East Asia - 11, Southeast Asia - 16, South Asia - 3)
15
Europe and the UK
EURO1, STEP1, STEP 2, TARGET2, SEPA Instant and OCT, TIPS, Faster Payments, Bacs, CHAPS, and more
6
Americas and Canada
Fedwire, CHIPS, RTP, FedNow, ACH, and Lynx
4
Middle East and Africa
Zahav, SAMOS, SADAC, and Authenticated Collections
Lead the future of payments with a single solution
Modernize payments without compromise
Global PAYplus enables banks to modernize payments processing while maintaining control, reducing risks and costs, and increasing agility, resilience, scalability, and performance across high‑volume, mission‑critical environments.
Optimize payment capabilities without sacrificing stability, compliance, or operational efficiency as complexity, volumes, rails, and demands grow.
Future-proof US ACH payments with Global PAYplus
Support high‑volume ACH processing with a scalable Global PAYplus payments hub built to handle peak demand without performance degradation.
Support new use cases, higher throughput, and operational resilience as ACH volumes grow and processing windows continue to shrink.
Embracing the future of cross-border payments
Enable faster, predictable, more transparent cross‑border payments while maintaining control over cost, risk, and regulatory requirements.
Support evolving customer expectations with flexible processing designed for scale, interoperability, and long‑term global reach.
Finastra OperatorAssist
Improve payments processing, operational efficiency, and customer experience with intelligent automation that reduces manual effort in investigations, repairs, and accelerates payments resolution.
Support faster decision‑making, improved productivity, and scalable operations while achieving potential efficiency gains between 20-30% across payments teams.
Instant Payments and Beyond
Prepare for instant payments, alternate rails, and emerging forms of digital money with a platform designed to support real‑time processing alongside existing payment rails.
Capture new opportunities by aligning technology and strategy to scale instant payments globally without disrupting core operations.
Discover our Payments-as-a-Service solution for community banks and credit unions
Additional resources and insights to accelerate your enterprise payments modernization
Global PAYplus FAQs
Modernize your institution's enterprise payments processing
With over 30 years of payments experience, our experts can help plan your next phase of payments transformation.
We selected Finastra’s payment hub as it supports multiple payment types within one standalone system, while enabling seamless integrations of new services as and when we need them. With Finastra’s solution and industry expertise, we will gain the necessary agility required to keep pace with regulatory and industry demands.