Press & media

• AI and operational value take center stage
• Security is a throughline of decision-making and technology investment
• Industry optimism remains high, despite disruption

• AI, modernization, and rising customer expectations take center stage
• Security investment expected to rise sharply in 2026
• Industry optimism remains high, despite disruption

• Most financial institutions in Vietnam are using AI, and plan to increase investments into technology modernization, security and reliability
• Data security and privacy, legacy technology integration and data quality are the top barriers to scaling AI
• Despite constraints, most financial institutions believe they are prepared for technological change

• One in ten financial institutions in Japan are not using AI – the highest proportion amongst all markets surveyed
• Talent availability is the top challenge when it comes to scaling AI
• Nearly a quarter of financial institutions in Japan feel unprepared for technological change

• Hong Kong demonstrates strong AI adoption and confidence across core use cases
• Modern technology foundations support scale, security, and innovation
• Institutions remain optimistic amid rapid industry change

• Singapore outperforms global averages on AI readiness, adoption, and confidence
• Institutions demonstrate strong execution capability, not just experimentation
• Modernization and technology maturity underpin sustained optimism

The modern solution streamlines commercial loan workflows, replacing manual spreadsheets and legacy systems

Centralized single platform streamlines global trade operations, boosting speed, transparency and scalability

Takeaways include the importance of the financial ecosystem, customer-centric innovation, and regulatory preparedness