Podcast
37 min

Is the US starting to flex its muscles in the payments innovation race?

Paul is once again joined by Eric Grover to continue our theme on US payments. Having seemingly been in a lull in terms of payments innovation, is the US beginning to flex its muscles? Cheques and cash are in decline, new methods such as pay-by-link, crypto and real-time payments are becoming the new norm, and US banks are waking up to the opportunity of payments innovation.

Participants

Paul Thomalla
Paul Thomalla
Non-Executive Director, Payments Historian, Podcaster, and Specialist
About the show

The payments industry is an old one, going back to 3000 BC and probably beyond. Like many other parts of our life, the rate of change is increasing rapidly; our industry is in the midst of a cross over from an analogue world to a digital one.   

At the same time the prevailing winds of change are not coming from the industry itself or from start-ups - there are plenty of those too - but the key change is coming from regulation.  

However, these regulations are often the result of many years of wrangling, thousands of pages of documents and debate, discussion and stakeholdering. That’s before we get to the point financial institutions having to actually implement them!  

In our Bitesize Payments Regulation podcast, we intend to cut through the noise and de-mystify some of the key regulatory changes happening in our industry, so you can get the bitesize chunks of knowledge you need to keep your finger on the pulse.

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