Market Insights

The August 26th joint statement  from U.S. regulators  does nothing to alleviate the significant effect CECL will have on the earnings, balance sheets and behaviors of lenders seeking to also confront an unprecedented credit crisis caused by the Covid-19 pandemic.

Forget everything you knew about chatbots. Conversational banking is a realistic way for banks and credit unions to compete at a high level through digital services.

A community banking introduction to the open banking movement.

Today, digital is the only way to do business. But even though everything they do can be expressed in ones and zeros, most financial service organizations aren’t set up to be truly digital.

This series looked at lending and its future in a transforming economy. From exploring why this industry needs to change, to looking at how technology can transform the human side of lending at a time when face-to-face business is largely impossible. The new normal for lending will be different.

Old technology just can’t cut it in the modern world of APIs, platforms, and increased non-traditional competition.

While few experts argue that agribusiness has been impacted by the Covid-19 pandemic, the outcome is a hotly contested topic.

Meet changing demands without changing infrastructure, adding headcount, or layering on more processes

A guide to strategically serving the small-medium sized business market through digital banking.

Despite  Big Tech's entry into banking, the greatest threat to financial institutions is far more subtle.

Borrower demand for online applications has risen. The challenge with the current consumer lending landscape is two-fold – meeting the digital demand and growing your bottom line. Learn how you can solve these challenges and deliver the pain-free lending experience customers demand in this e-book.

In this latest report we discuss with the EBA and Microsoft how regulation and compliance need not be barriers for banks when making the decision to take their payment solutions to the cloud.

During the COVID-19 pandemic, community banks and credit unions provided critical financial assistance for small businesses through the Paycheck Protection Program (PPP). Join Kent Stensland as he shares Bank Midwest's PPP story.

This infographic summarizes the findings from a survey conducted with our customers to find out how they’d been affected by remote working and what changes they anticipated COVID-19 having on their business.

Given ongoing social change and rapidly evolving requirements around the way counterparties interact, we’re now entering a new era of business scenarios opening up greater digital opportunities than ever before. For banks, the choice is either to join it – or face playing catch-up.