Comply with CECL regulatory and accounting mandates and optimize capital
A low-cost and flexible cloud-based engine for calculating expected credit losses, compatible with any core loan system
![Woman working in front of window](/sites/default/files/styles/small_hq/public/image/2021-09/iStock-1170740952_1400x1400.jpg?itok=0BlvZAdf)
Cost effective
A feature rich solution, saving the cost of at least 1 FTE
Easy to install
A standalone, cloud-based solution installs in 2 days
Scalable and proven with 5 loss models
Personalization and flexibility of data across all 5 CECL methodologies
User friendly
Audit-ready workflow and simple dashboards offering drilldown and analysis
Comprehensive and flexible loss models
Estimated credit loss methodologies
Covers all 5 recommended accounting standards, including Vintage, Loss-Rate/Roll Rate, PD x LGD, WARM and DCF
![Person pointing at chart computer](/sites/default/files/styles/small_square_hq_1_1/public/image/2021-09/Device%20computer%20chart-iStock-1190794697_940x940.jpeg?h=44a269d2&itok=lKrattDJ)
Qualitative factors (Q-factors)
Accounts for Q-factors, manual adjustments to the results of a loss estimation, designed to account for unmodeled factors, such as economic conditions
![Person pointing at chart computer](/sites/default/files/styles/small_square_hq_1_1/public/image/2021-09/Device%20computer%20chart-iStock-1190794697_940x940.jpeg?h=44a269d2&itok=lKrattDJ)
Treating customers and members right
Compliance management software
Solutions
![Image of man at the desk, looking at the laptop and holding a smartphone in the left hand](/sites/default/files/styles/small_hq/public/image/2024-07/webinar-streamlining-success-optimizing-digital-workflows-compliant-financial_0.jpg?itok=wnepdaJH)
Streamlining success: Optimizing digital workflows for compliant financial documents
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![Image of laptop with cover slider of "Building a secure Bacs payments process: The cornerstone of business stability" eBook](/sites/default/files/styles/x_small_square_mc/public/image/2024-03/resource-building-secure-bacs-payments-process-cornerstone-business-stability-ebook.png?h=cc56db68&itok=eUmjkjns)
![Image of laptop with cover slide for "Cross-border payments: Keeping up with the fintechs" ebook](/sites/default/files/styles/x_small_square_mc/public/image/2023-02/resource-cross-border-payments-keeping-fintechs.png?h=a7b26d21&itok=ysfGCeBO)
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