Key considerations when building a digital bank (Infographic)

As customer expectations, regulations and digital capabilities evolve, the organizations that can adapt quickly and continuously to stay ahead will be the ones that thrive. If the future is uncertain, how can you still plan for it?

People today want smooth, seamless banking experiences that delight. Fintechs and other new entrants tapped into these desires, and have reshaped customers’ expectations of what experiences in financial services should be.

Technology has revolutionized areas such as online and mobile banking, real-time and self-initiated payments. However, there is a common problem shared by many established banks - the pace of change is overtaking their ability to transform. Add to this open banking regulations which increase pressure on business models and technology infrastructures.

Launching a digital bank may be the way to deliver what customers want, but the question is how do you launch a digital bank?

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