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Whether your bank is emerging or transforming, platform-based ecosystems represent a new model for banking. The banks to thrive will be those that use cloud-based innovation and collaboration ecosystems with digital banking solutions at their core.

A new model for community banks and credit unions. The flat curve has moved net interest margins down,hitting profitability and compelling community banks and credit unions to look for new ways to increase their non-interest income.

The gradual move from a high-touch, low-volume model has been rapidly accelerated by COVID and...