Paul Horlock

On 16 October 2017 Paul officially became the Chief Executive Officer of the New Payments System Operator (NPSO), now Pay.UK. Pay.UK consolidates the three payment systems operators: Bacs, Faster Payments and Cheque and Credit Clearing Company (encompassing the new Cheque Imaging Services) and will establish the strategy for retail payments in the UK including the work to deliver a New Payments Architecture. Prior to his appointment, Paul was Nationwide’s Director of Payments with accountability all payments services provided to the Society’s 15 million members, where he drove changes such as Contactless cards, Paym, Apple Pay, Android Pay and Samsung Pay. Paul also led the set-up of the Open Banking Implementation Entity and chaired the ‘Design Hub’ at the Payments Strategy Forum. Previously, Paul spent 8 years with Barclays as Head of Global Payments Processing.