Spreading tax returns is an essential task in commercial lending. As part of the process of standardizing information from financial statements into a consistent layout and format, it ultimately enables lenders to understand the story of a business through its numbers.
However, it can be extremely timeconsuming and expensive. Lenders often manually transfer data from a company’s financial records into their systems for analysis, a process that can take hours for a single borrower, not to mention the related entities.
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