Calming the credit chaos: Preparing mortgage lenders for 2027

The mortgage credit landscape is evolving rapidly. Rising credit costs, emerging scoring models, changing industry requirements, and increasing pressure to improve the borrower experience are forcing lenders to rethink their credit strategies.

Join Finastra and Factual Data for an educational discussion on the trends reshaping mortgage credit and what lenders should be doing now to prepare for 2027. We'll explore changes in credit scoring, cost-management considerations, borrower experience impacts, and practical strategies lenders can use to navigate an increasingly complex credit environment.

Whether you're responsible for lending operations, credit policy, risk management, or technology strategy, you'll gain actionable insights into the decisions that may shape mortgage lending over the next several years.

Key Takeaways:

• Understand the major trends reshaping the mortgage credit landscape and why they matter to lenders.
• Learn how evolving credit scoring models and industry developments may impact lending strategies and operations.
• Explore approaches lenders are using to manage rising credit costs while maintaining borrower access and experience.
• Identify operational and technology considerations for adapting to changing credit requirements.
• Gain practical guidance on how to prepare your organization for the future of mortgage credit.