Vikas Rajpal

He specialises in payments and transaction banking, spanning domestic and cross-border payments, cash management, commercial cards and digital banking. His work connects business strategy with practical execution, covering market entry, product commercialisation, strategic partnerships, technology platforms and operating model transformation.

Examples of Vikas’s client work include:

• developing a board-level feasibility assessment for a global bank to establish a payments and cash management business across eight Asian markets, covering revenue opportunities, solution architecture and a commercial launch roadmap
• advising a global bank on entry into an Indian special economic zone, including feasibility, country risk assessment, operating model design and implementation planning for wholesale lending
• developing a go-to-market strategy and recommending a technology platform partnership for a global bank’s receivables and supply chain finance business, securing board approval for a phased market rollout
• leading a wholesale digital channels transformation for an ASEAN bank to strengthen digital adoption across corporate and commercial banking
• defining the Asia-Pacific financial services growth strategy for a global digital infrastructure provider, identifying new revenue opportunities across colocation, cloud and AI services
• designing and delivering working capital management training for banks in Southeast Asia.

His previous leadership roles at Citigroup, JPMorgan, ANZ, Commonwealth Bank of Australia, Mastercard and Accenture span corporate payments, transaction banking, merchant acquiring and commercial cards, bringing a practitioner’s insights to his advisory and transformation work.