Ha Lam Dau
Head of Unsecured Lending
Techcombank
Specialize in Digital Transformation for Financial Products. Focus on Business and Product development for digital channels. Build end-to-end digital experiences for consumer financial product. Setting up innovative lending product from System Architecture, changing core (specialize for unsecured lending product), RLOS, Decision flow management, Front end and Back end. Pilot, optimize and scale up business on multiple digital channels (own channels and partnership channels). Expert in revenue sharing/ co-lending business model, setting up 8 component of business model for co-lending.