Bharat Chandrasekaran
Head of Technology, CIB Transformation, National Australia Bank
Bharat Chandrasekaran is the Head of Technology, CIB Transformation at National Australia Bank, with 25 years of global experience in software engineering and enterprise transformation.
He has worked across Japan, the US, the UK, and for the past 15 years in Australia, leading major transformation programmes at Macquarie Group, ANZ Bank, Commonwealth Bank, and NAB.
Bharat specialises in credit and lending platforms, large-scale modernisation, and the implementation of agentic AI solutions to enhance credit decisioning, engineering excellence, and software delivery acceleration. He combines strong engineering foundations with AI-powered practices to deliver fast, reliable, and regulated outcomes at scale.
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